Frequently Asked Questions

Find answers to common questions about finding, claiming, and reporting unclaimed property.

Unclaimed property consists of financial assets that have been inactive or dormant for a period of time, usually between one to five years. Common types include dormant bank accounts, uncashed checks, forgotten utility deposits, insurance proceeds, and stock dividends.

No. Searching for and claiming unclaimed property through this official government website is completely free. We strongly advise against paying third-party "finders" or "tracers" a fee to claim your property, as you can do it yourself here for free.

The Department of Treasury holds unclaimed property indefinitely until the rightful owner or their heirs come forward to claim it. Your funds will never revert to the state's general fund permanently; they will always be available for you to claim.

Most straightforward claims are processed within 30 to 60 days of receiving all required documentation. Complex claims, such as those involving estates, multiple heirs, or businesses, may take longer (90+ days) due to the extensive review required.

Your Social Security Number is required to verify your identity and ensure we are returning the property to the correct person. In many cases, the company that originally reported the property provided your SSN, so we use it to confirm a match. We treat your personal information with the highest level of security.

Yes. If you are the legal heir or executor of an estate, you can claim property on behalf of a deceased relative. You will be required to provide additional documentation, such as a death certificate and legal documents proving your authority to act on behalf of the estate (e.g., Letters of Administration, Will).

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